The problems we solve are personal, whether they are for the individual, family or the business.

Because it is all about your values, your goals, your freedom, and your life.

Total Financial Planning Coordination

Feeling frustrated with conflicting advice from accountants, attorneys, advisors and consultants

Wanting a unified plan where all financial pieces fit together smoothly, separate but synchronized

Wanting a clear, coordinated plan that connects business, personal, and family financial goals

Advice-Only Diagnosis

Want a diagnosis from someone who does not sell financial products

Getting Investment Advice from someone who can just tell it like it is

Organizing Your Money Philosohpy

Feeling overwhelmed by financial paperwork and documents

Wanting clarity and a clear snapshot of financial life

Frustration from feeling disorganized or financially scattered

Unsure if there’s enough life, disability, or health insurance coverage

Wanting affordable ways to protect against emergencies and illness

Life Changes & Transitions

Getting ready to exit/ retire from your business

Worrying about how to afford college costs

Confusion around choosing and using education savings plans (like 529 plans)

Dealing with divorce or separation

Financial stress from losing a spouse or partner

Adjusting to job loss or career changes

Investing & Managing Money

Help with more than just stocks and bonds

Confusion about where or how to invest

Feeling overwhelmed by too many financial accounts

Wanting to reduce risk and feel safer with investments

Frustration from investments that aren't performing well

Stress and anxiety about stock market ups and downs

Needing reassurance and guidance about investment decisions

Balancing real estate, stock porfolios, business, and farm

Retirement/Tax Planning

Fear of running out of money in retirement

Unsure about when retirement is realistic

Not knowing how much money can safely be taken out each year

Confusion about when and how to claim Social Security benefits

Feeling taxes are too high or complicated

Wanting help reducing taxes legally

Investing in ways that lower taxes owed each year

Concerned about handling expensive health care or long-term care costs

Estate, Charity, & Family Legacy

Unclear about how to pass money on to family or heirs

Worried about how inheritance and estate taxes work

Wanting to simplify inheritance processes and avoid court hassles (probate)

Wanting to give money to charity in meaningful ways

Unsure how to align personal values with investment decisions

Emotional Decisions

Wanting to avoid costly emotional investing mistakes

Struggling to make decisions due to fear or procrastination

Recognizing and managing personal biases and money scripts around money

Trouble managing monthly spending and savings

Struggling with debt or loans and wanting to pay them off faster

Not having enough cash to cover regular expenses comfortably

Business Financial Planning

Where did all my money go

Trouble managing unpredictable business cash flow

Confusion around mixing personal and business finances

Unsure how much cash to keep in the business vs. taking personal income

Difficulty creating stable, predictable income from the business

Feeling overwhelmed by business taxes and complexity

Needing strategies to reduce the tax burden legally

Struggling to find tax-efficient ways to take money out of the business

Exit Succession Planning

Not knowing how or when to retire from their business

Worrying about selling the business or passing it to family or employees

Anxiety about whether the business will sell for enough money

Lack of a clear plan for what happens to the business if something unexpected occurs (illness, death, disability)

Not having enough cash to cover regular expenses comfortably

Fear about losing wealth when transferring the business to the next generation

Uncertainty around estate taxes and inheritance issues involving the business

Difficulty balancing fairness among family members in succession plans

We Turn Complex Problems Into Simple & Sophisticated Solutions.

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(815) 683-3034